What is Endorsement?
An endorsement is a document that incorporates revisions and additions to the policy's existing terms. It is written proof of an agreed-upon policy change. As a result, it's a good idea to double-check your insurance coverage as soon as you get it. If there are any discrepancies, you must contact the insurance company to rectify the matter.
We have two types of Endorsement
Financial Endorsements
Transfer of ownershipRally participation coverInclusion of personal accident coverAdd-on covers/ridersAdding CNG/LPG kitAccessories addition/removal
Non-Financial Endorsements
Changes in name/address/contactCorrection of registration, chassis, engine noCorrection in customer typeCorrection of registration numberModifications in nomineeVehicle details correction (model, fuel type, cc)How does an Insurance Endorsement Function?
Policy
Endorsement
Certificate
Updated Policy
An endorsement policy update without renewing the whole policy.
It may increase or decrease your premium.
Once approved, changes are added through an Endorsement Certificate.
How many times you can
Endorse Insurance?
Whenever you make changes
At least once a year
Request immediately after modifications
Ensures smooth claims
Avoid too many changes
Need help with your policy?
Contact your insurance agent to discuss endorsements and ensure your
coverage meets your current needs.
Select your renewal type, follow a few simple steps, and get covered instantly without any hassle.
Reach out to your insurer and explain the changes you want in your policy.
The insurer will check the requested modifications (like vehicle or policy details).
Submit proof such as sale papers, ownership, or nominee details if required.
The insurer reviews and confirms the validity of your request.
Once approved, you'll get a certificate mentioning the updated changes.
Finally, the insurer issues a revised policy with the new details.
Because a insurance endorsement is attached to your contract, it is valid for the duration of the policy. If you don't make any more modifications to these policy revisions while renewing it, it will be activated again and stay valid until the next term period of the renewed policy expires.
